General Financial Literacy

• Here's Your Chance to Make Millions in the Stock M
  In this 3-part series of lessons from EconEdLink, students will learn about the impact that efficient markets have on attempting to correctly time the stock market, as well as how investing in stocks should have long-term investment goals.
• How Long Is Your Life?
  High school students have rarely been asked to look at their future beyond where they will be going to college or what job they think they will have. This EconEdLink lesson asks you to think in a long-term perspective. By using a timeline, something you should be familiar with from past history classes, you can map out the major events in your lives: when you start working full time, buy your first house, get married, retire and finally die.
• Income: It Ain't Where You Start, It's What You Go
  Recently, many of the political debates focus on the distribution of wealth and income. What do the income distribution data show? Can we infer from the data that the wealthy are benefiting relative to the less wealthy? Who has benefited from the recent economic expansion? Who has not benefited? Why? These are among the questions regarding the effects of the current economic expansion that are examined in this Economics Minute.
• New York Stock Exchange Made Easy
  In this EconEdLink lesson, students will gain knowledge of the terms associated with the stock market. They will read and understand an internet stock display, then apply their knowledge of stock terms by making decisions involving a stock project. This lesson incorporates interactive student activities and links to a variety of web resources.
• Stock Prices Tumble
  In this lesson from EconEdLink, students explore how news can affect stock prices. Some events change the demand for a stock so that people are willing to buy more or less at every possible price. Some events change the supply of a stock so that people are willing to sell more or less at every possible price. Unexpected news that benefits a company can increase the price of its stock. Unexpected news that harms a company can decrease the price of its stock.
• The Economics of Interest Rates
  This site explores the role interest plays in everyday spending and saving decisions.You will also learn about the relationship between the level of interest rates and economic activity.
• Time Value of Money
  In this lesson, from EconEdLink, students explore the time value of money. Suppose your brother or sister owed you $500. Would you rather have this money repaid to you right away, in one payment, or spread out over a year in four installment payments? Would it make a difference either way?