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Financial Literacy Curriculum
General Financial Literacy
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Standard 3
Students will understand principles of money management.
Objective 3
Describe the impact of credit on money management.
 
  • Getting and Using a Credit Card
    After reading the "Credit Counselor" guide students will complete the timed simulation activity. The player's objective is to maximize cash holdings, credit rating and value of purchased goods. In addition, they will discover the secrets to developing a good credit rating and learn how long it can take to pay off a credit card balance.
  • How to Establish, Use, and Protect Your Credit
    This resource, part of the Federal Reserve Bank of San Francisco website, explains the importance of creating and maintaining good credit. Credit is an important financial tool, but it can also be dangerous, leading people into debt far beyond their ability to repay. That is why learning how to use credit wisely is one of the most valuable financial skills anyone can learn.
  • Your Credit Report: What It Says About You
    This web page, part of the Federal Reserve Bank of San Francisco website, explains a number of important concepts concerning credit reports, including how they are used, where the information comes from, and how to correct errors.

 

These materials have been produced by and for the teachers of the State of Utah. Copies of these materials may be freely reproduced for teacher and classroom use. When distributing these materials, credit should be given to Utah State Office of Education. These materials may not be published, in whole or part, or in any other format, without the written permission of the Utah State Office of Education, 250 East 500 South, PO Box 144200, Salt Lake City, Utah 84114-4200.

 

For more information about this core curriculum, contact the USOE Specialist, JULIE FELSHAW or visit the Financial Literacy Home Page. For general questions about Utah's Core Curriculum, contact the USOE Curriculum Director, Sydnee Dickson . UEN Contact Info: 801-581-2999 | 800-866-5852 | Contact Us