General Financial Literacy
Lesson Plans
Strand 4
Students will understand principles of personal money management including budgeting, managing accounts, and the role of credit and impacts on personal finance.
Standard 1
Identify and explain the process of budgeting based on calculated income.
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Budgeting
It is very important that you know about budgeting and have discussed it before you get married. Money is a subject many couples avoid discussing, especially if they are having financial problems. It is important to remember that a budget must be flexible in order to work. A budget that is not flexible causes many problems. The budget is a good starting point from which a couple can manage their money.
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Budgeting & Checking Activity - Financial Literacy
This is a simulation for students to integrate several concepts on saving and banking into one project.
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Budgeting Your Financial Resources - Financial Literacy
Financial planning helps you use your money to get the most out of life. It is important to realize that every purchase involves cost. To be truly satisfied with a purchase depends on analyzing its costs and benefits.
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Smart Shopping
Learning the art of smart shopping.
http://www.uen.org - in partnership with Utah State Board of Education
(USBE) and Utah System of Higher Education
(USHE). Send questions or comments to USBE
Specialist -
Breckon
Heywood
and see the Financial Literacy website. For
general questions about Utah's Core Standards contact the Director
-
Jennifer
Throndsen.
These materials have been produced by and for the teachers of the
State of Utah. Copies of these materials may be freely reproduced
for teacher and classroom use. When distributing these materials,
credit should be given to Utah State Board of Education. These
materials may not be published, in whole or part, or in any other
format, without the written permission of the Utah State Board of
Education, 250 East 500 South, PO Box 144200, Salt Lake City, Utah
84114-4200.