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Financial Literacy Curriculum General Financial Literacy
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Strand 1

Students will understand how values, culture, and economic forces affect personal financial priorities and goals.
  • College: Where am I going to go?
    In this lesson atudents will use the concept of opportunity cost in evaluating choices to attend college or go directly to work, and identify the opportunity costs connected with post-secondary education.
  • Finance in the Classroom Teacher Resources
    This site has incredible resources to help educators teach financial literacy concepts. You will find lesson plans, activities, books, videos and more.
  • High School Financial Planning Program
    These free resources (instructor's manual, student workbook, activities and tests) provide opportunities to apply a financial planning process to personal goal setting, budgeting, use of credit, saving and investing. They will help you teach financial responsibility.
  • National Budget Simulation
    In this lesson students will serve as an Economic Advisor to the President, who must increase military spending out of political necessity, but needs to reduce spending in other programs to limit the deficit. Conflicting goals create a need for compromise and tradeoffs to create a national budget, while trying to remain under deficit limits.
  • Should You Learn to Fly?
    Should you learn to fly? Haven't you ever dreamed of soaring like a bird, leaving the ground behind, and looking down on the earth from above? What about those pilots you see in the airport? White shirts, gold braids, little suitcases on wheels, don't they look like they're having fun? How much do they get paid for that? Is learning to fly expensive? What else could you do with that much money? Which would be the smarter thing to do? Which would be more fun? Let's find out!
  • The Mint
    Northwestern Mutual sponsors this site for economics education. Covers topics such as starting a business, government spending, saving, budgeting, and the role of individuals in the economy. Has lesson plans, quizzes, and games.

UEN logo - in partnership with Utah State Board of Education (USBE) and Utah System of Higher Education (USHE).  Send questions or comments to USBE Specialist - Breckon  Heywood and see the Financial Literacy website. For general questions about Utah's Core Standards contact the Director - Jennifer  Throndsen.

These materials have been produced by and for the teachers of the State of Utah. Copies of these materials may be freely reproduced for teacher and classroom use. When distributing these materials, credit should be given to Utah State Board of Education. These materials may not be published, in whole or part, or in any other format, without the written permission of the Utah State Board of Education, 250 East 500 South, PO Box 144200, Salt Lake City, Utah 84114-4200.