General Financial Literacy
Lesson Plans

Strand 4

Students will evaluate saving methods and investment strategies.

Standard 3

Discuss the risks and returns of investing.

• Evaluating savings methods and investment strategies
  Students will gain a comprehensive understanding of savings vocabulary and products, the PYF concept, and the importance of preserving principles in the face of inflation.
• Exploring Investment Strategies: The ENGAGING STAX Game
  Students will comprehend saving and investing, understand the concept of risk versus reward, and gain knowledge about various investment types and vocabulary.
• Invest with Stax Interactive
  Students will play the interactive game called Stax and see if they can beat the market in a 20-year period. Reflection questions will be answered after gameplay.
• Nearpod Investing 1010
  This is a great resource to use with Financial Literacy students. It is a brief overview of Investing to help you get started on your unit in Investing. https://np1.nearpod.com/sharePresentation.php?code=f760f7d935dc8dfaed1c1185d7955870-1&oc=user-created&utm_source=link
• Retirement Plan Options
  In this lesson, students will learn about retirement plan options such as 401K plans, Roth IRA's and pensions. 
• Stock Market Game
  Students play the stockmarketgame.org in teams. After learning the basics, students research different companies and each team spends $100k on stocks. 
• Who Wants to be a Millionaire? Understanding Compound Interest
  Students will define compound interest, distinguish it from simple interest, calculate compound interest using a compound interest rate calculator, and apply the concept to real-life scenarios.

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http://www.uen.org - in partnership with Utah State Board of Education (USBE) and Utah System of Higher Education (USHE).  Send questions or comments to USBE Specialist - Breckon  Heywood and see the Financial Literacy website. For general questions about Utah's Core Standards contact the Director - Jennifer  Throndsen.

These materials have been produced by and for the teachers of the State of Utah. Copies of these materials may be freely reproduced for teacher and classroom use. When distributing these materials, credit should be given to Utah State Board of Education. These materials may not be published, in whole or part, or in any other format, without the written permission of the Utah State Board of Education, 250 East 500 South, PO Box 144200, Salt Lake City, Utah 84114-4200.