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CTE/Education & Training Curriculum Adult Roles and Financial Literacy
Lesson Plans

Strand 3

Students will identify and explain the process of budgeting, consumer rights and responsibilities and effective practices for purchasing consumer goods and services.

Standard 2

Students will describe the rights and responsibilities of buyers and sellers under consumer protection laws. (GFL 4.4)
  • Consumer Products Laws & Agencies
    Students will understand the rights and responsibilities of buyers and sellers, the process of comparison-shopping, consumer protection laws, and agencies.
  • Excessive Debt
    Students will learn about debt and the actions consumers can take in response to excessive debt and collection practices.
  • Financial Contracts
    Students will understand the importance of financial contracts (e.g., disclosure information, grace period, payment penalties, methods of interest calculation).
  • Financial Scams and Schemes
    Students will understand ways to avoid financial scams and schemes designed to defraud consumers.
  • Identity Theft and Fraud
    Students will understand the threat of identity theft and how to avoid it, including how to keep Social Security numbers secure and how to dispose of outdated documents.

UEN logo - in partnership with Utah State Board of Education (USBE) and Utah System of Higher Education (USHE).  Send questions or comments to USBE Specialists - Lola  Shipp or Ashley  Higgs and see the CTE/Education & Training website. For general questions about Utah's Core Standards contact the Director - THALEA  LONGHURST.

These materials have been produced by and for the teachers of the State of Utah. Copies of these materials may be freely reproduced for teacher and classroom use. When distributing these materials, credit should be given to Utah State Board of Education. These materials may not be published, in whole or part, or in any other format, without the written permission of the Utah State Board of Education, 250 East 500 South, PO Box 144200, Salt Lake City, Utah 84114-4200.